- 0.5% cashback on all purchases over £1 worldwide
- No monthly fee
- Track spending and cashback earnings in-app
- No fees on purchases abroad
Most people will get:
Annual purchase rate (variable)
Representative APR (variable)
Based on an assumed credit limit of
18.9% per year (variable, representative) for purchases18.9% per year (variable, representative) for cash withdrawalsYour final interest rate may be higher based on your individual circumstances
Earn 0.5% on every purchase above £1 at home and abroad
|No fees abroad|
There are no fees for making purchases abroad. Interest will still be charged as normal.
You'll be charged interest from the day you withdraw cash in the UK and abroadIn the UK we'll also charge a fee of 2.5%, with a minimum charge of £2.50. There are no fees for withdrawing cash abroad.
This card doesn't offer balance transfers
There is a £12 fee if you make a late payment, or your payment fails
Credit card statements can be viewed and downloaded in the Tandem app
For more information read the FAQs
Ready to apply?
To get the Cashback card you will first need to open a free Tandem Instant Access Savings Account, all from the comfort of your phone.