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GET CASHBACK ON YOUR SPEND
  • 0.5% cashback on all purchases over £1 worldwide
  • No monthly fee
  • Track spending and cashback earnings in-app
  • No fees on purchases abroad
Get rewarded when you spend with the Tandem Cashback Credit Card.

Representative example

Most people will get:

Annual purchase rate (variable)

18.9%

Representative APR (variable)

18.9%

Based on an assumed credit limit of

£1,200

You may be offered a different credit limit or APR to that shown here as it depends on your individual circumstances. Subject to eligibility and credit assessment. For more information read the summary box, pre-contract credit information, cashback terms and terms and conditions.

The lowdown

Interest rates
18.9% per year (variable, representative) for purchases18.9% per year (variable, representative) for cash withdrawalsYour final interest rate may be higher based on your individual circumstances
Cashback
Earn 0.5% on every purchase above £1 at home and abroad
No fees abroad
There are no fees for making purchases abroad. Interest will still be charged as normal.
Cash withdrawals
You'll be charged interest from the day you withdraw cash in the UK and abroadIn the UK we'll also charge a fee of 2.5%, with a minimum charge of £2.50. There are no fees for withdrawing cash abroad.
Balance transfers
This card doesn't offer balance transfers
Fees
There is a £12 fee if you make a late payment, or your payment fails

For more information read the FAQs

READY TO APPLY?

In order to apply for a cashback card, you must:

  • be at least 18 years old
  • currently have an address, and three years address history in the UK
  • have a minimum income before tax of £13,000 per year

When you apply we'll perform a credit assessment. You're more likely to be accepted if you have a good credit history.

For more information read the summary box, pre-contract credit information, cashback terms and terms and conditions.