- 0.5% cashback on all purchases over £1 worldwide
- No monthly fee
- Track spending and cashback earnings in-app
- No fees on purchases abroad
Representative example
Most people will get:
Annual purchase rate (variable)
18.9%
Representative APR (variable)
18.9%
Based on an assumed credit limit of
£1,200
You may be offered a different credit limit or APR to that shown here as it depends on your individual circumstances. Subject to eligibility and credit assessment. For more information read the summary box, pre-contract credit information, cashback terms and terms and conditions.
The lowdown
| Interest rates | 18.9% per year (variable, representative) for purchases18.9% per year (variable, representative) for cash withdrawalsYour final interest rate may be higher based on your individual circumstances |
| Cashback | Earn 0.5% on every purchase above £1 at home and abroad |
| No fees abroad | There are no fees for making purchases abroad. Interest will still be charged as normal. |
| Cash withdrawals | You'll be charged interest from the day you withdraw cash in the UK and abroadIn the UK we'll also charge a fee of 2.5%, with a minimum charge of £2.50. There are no fees for withdrawing cash abroad. |
| Balance transfers | This card doesn't offer balance transfers |
| Fees | There is a £12 fee if you make a late payment, or your payment fails |
For more information read the FAQs
Apply in the Tandem app
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