Most people will get:
Annual purchase rate (variable)
Representative APR (variable)
Based on an assumed credit limit of
Lost your card? Freeze it in-app for peace of mind
Clear and continuous support from our customer service team 7 days a week
You can set the date you pay off your card each month by giving us a call
Protection on purchases £100-£30,000 made with your Journey Card, meaning you could get a refund if things go wrong (conditions apply)
|No fees abroad|
There are no fees for making purchases abroad. Interest will still be charged as normal.
You'll be charged interest from the day you withdraw cash in the UK and abroadIn the UK we'll also charge a fee of 2.5%, with a minimum charge of £2.50. There are no fees for withdrawing cash abroad.
24.9% per year (variable, representative) for purchases24.9% per year (variable, representative) for cash withdrawalsYour final interest rate may be higher based on your individual circumstances
This card doesn't offer balance transfers
There is a £12 fee if you make a late paymentThere is a £12 fee if your Direct Debit failsThere are no overlimit fees
Credit card statements can be viewed and downloaded in the Tandem app
You're over 18 years oldYou currently have an address, and three years address history, in the UKYou have a minimum income before tax of £15,000 per yearYou haven't had any County Court Judgments in the past 12 monthsYou haven't declared bankruptcy or had an account closed in the past 12 months due to missed payments
For more information read the FAQs
Ready To Apply?
Enter your mobile number below to receive a download link for the Tandem app. Check your eligibility for the Journey Credit Card in-app without affecting your credit score. If the Journey Credit Card is right for you, you’ll be able to apply directly in the app.